Read our review of the Commerce Bank Visa Signature card to see why it's sky- high balance transfer fee and stingy promotional offer make it a. https://www. tvoydoms.info This bank is will contact me in weeks, so I'm guessing that they manually review each app. We have never had an account with this bank, and now I know why. We recently purchased a vehicle and the loan is through Commerce Bank. We had different management that would help us when we would have problems and also recognize our hard work. Seriously folks, look into getting a credit card from your local union. You try to be positive for your sales team, but it is hard to keep a happy face. Another thing I have mentioned before is credit unions. I currently have this product. After numerous calls to Commerce for an explanation, all I get is transferred around. What sets the card apart from other rewards cards is the incentive it gives cardholders to carry a hefty balance. And then they told me that it wouldn't get to me until the middle of the following week. I've had car loans which were all paid in full, ahead of schedule. Louis, MO — September 25, Learned a lot about people and taking care of people in a one on one atmosphere. Message 7 of 9 5, Views. Capital One Citi Chase Barclaycard. It is entirely within their ability to request that the late-pay be removed from my credit record but they're simply not moved and are not interested in helping. Name recognition in the MidWest is good, with a decent footprint on growth. I still bank with them today and I'll definitely be banking with them in the future. Bad thing is that we can't even set the auto payment online and instead mail the papers , again that may be rejected because of not having personal name on the Company's check!! I sorry to be rambling on, but I am really upset by the way my account and myself was treated in this matter.